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Projects That Could Lower the Value of Your Home

In 2020, homeowners throughout the U.S. spent upwards of $420 billion on remodels and renovations for their homes. A commonly held belief is that nearly all projects will increase a home’s resale value. The truth is that there are numerous home improvement projects that could wind up decreasing your home’s value. Constant Carpeting If your […]

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The Pros and Cons of Adjustable Rate Mortgages

With mortgage rates climbing dramatically over the last year, many buyers are weighing the pros and cons of an adjustable-rate mortgage (ARM) for their future home purchase. While fixed-rate mortgages provide homeowners with the same interest rate for the duration of their loan, interest rates for adjustable-rate mortgages can change over time. These loans are

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Do Student Loans Affect your Ability to Buy a Home?

Buying a home is a major investment that requires strong financials. If you have a large amount of student loan debt, you may find it challenging to purchase a home for many reasons. From saving for a down payment, to qualifying for a loan, to affording monthly mortgage payments, student loan debt can play a

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Ideas for giving back this holiday season

With the holidays fast approaching, you may find yourself in the holiday spirit, or perhaps in more of a stressed-out spirit. Either way, it’s a wonderful time of year to give back to your community. You’ll find that there are countless opportunities to get involved this time of year, and taking time to think of

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Why You Might Not Want to Get too Excited (or Nervous) About a Housing Crash

Rising interest rates and slightly lower demand in the market has caused many people to believe that a housing crash is imminent. Despite some signs that the market is slowing down, you shouldn’t get too worried or excited about the possibility of a housing crash. Recent Economic and Market Changes Inflation in the U.S. has

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